Your subs can all be “compliant” and your project still be uninsured at tier 3. That gap lives between the contracts — and it's the one thing every other tool misses.
One tool that models your whole party tree, checks insurance and flow-down across every contract edge, and gives a verdict you can reproduce — no black-box AI deciding your risk.
| Capability | COI trackers | AI contract review | CAPGuard |
|---|---|---|---|
| Track each certificate / endorsement | Yes | — | Yes |
| Whole party tree (owner → sub-sub → supplier) | — | Partial | Yes |
| Per-edge flow-down break detection | — | — | Yes |
| Insurance + all contracts, together | Insurance only | Contracts only | Both |
| “Am I over-allocated risk?” score | — | — | Risk Imbalance Index |
| Deterministic & reproducible (no AI verdict) | — | Probabilistic | Yes |
| Tamper-evident evidence ledger | — | — | Yes |
No AI decides your risk. Run it twice, get the same answer — because a dispute is no place for a probabilistic guess.
Every flag points to the standard form and coverage fact behind it. If we can't cite it, we don't flag it.
Every check is written to a hash-chained ledger you can hand to a broker, a GC, or a judge.
The only ask is a short risk review so we can walk your map together.
Book your free risk review →