Free for contractors · Beta

Spot the gap.
Stay operational.

CAPGuard maps your entire project as a dependency system — owner → GC → subs → suppliers — with zero AI. Then it spots the gaps, checks that risk is shared equally, and flags anything that leaves you exposed. Before a claim finds it for you.

Book your free risk review → See how it works
DeterministicCited to the clauseTamper-evidentNo AI
Evidence record · project chain
✓ Junkin → Apex Electrical intact
✕ Junkin → Summit Steel CG 20 37 missing
✕ Junkin → Delta Mechanical $1M < $5M
▲ Junkin → Coastal Concrete COI expiring
✓ deterministic · no AI 9f31…e06a
$60M
Average North American construction dispute1
#1
Cause of disputes: errors in contract documents
3–4
Contract tiers where risk hides (sub-subs, suppliers)
Minutes
To map your project and see your risk score
Built on the standard forms your contracts already run on
AIA A401ConsensusDocs 750EJCDC C-523DBIA 565ISO CG 20 10 / 20 37ACORD 25
The problem

Every sub can be "compliant" and your project still be uninsured at tier 3.

COI trackers check one certificate at a time. But risk lives between the contracts — where a requirement was supposed to flow down and quietly didn't. That gap is invisible until a crane tips and everyone reaches for the paper.

✓A limit that didn't flow down. The prime requires $5M; the sub carries $1M. The $4M gap lands on you.
✓An additional-insured gap. Ongoing-ops only, no completed-ops — the defect claim in year three has no cover.
✓An action-over exclusion. A hurt worker's tender bounces back to you, uninsured.
Construction crew reviewing plans on site
Why CAPGuard is different

COI trackers check certificates. AI tools summarize contracts. CAPGuard proves the chain.

The only tool that models your whole party tree, checks insurance and flow-down across every contract edge, and gives you a verdict you can reproduce — no black-box AI deciding your risk.

CapabilityCOI trackersAI contract reviewCAPGuard
Track each certificate / endorsementYes—Yes
Whole party tree (owner → sub-sub → supplier)—PartialYes
Per-edge flow-down break detection——Yes
Insurance + all contracts togetherInsurance onlyContracts onlyBoth
"Am I being over-allocated risk?" score——Risk Imbalance Index
Deterministic & reproducible (no AI in the verdict)—ProbabilisticYes
Tamper-evident evidence ledger——Yes
What you get

Your whole project's risk, on one screen.

🌐

The flow-down chain

Your full tree with every parent→child contract edge marked intact, warning, or broken — see the gap at tier 3 at a glance.

🛡️

Insurance & endorsements

GL limits, additional insured (ongoing + completed ops), P&NC, waiver of subrogation, action-over, OCIP wrap waivers — checked per relationship.

📊

Risk Imbalance Index

A 0–100 score, per party, telling you if the contract is dumping more risk on you than your tier should carry — with the exact factors driving it.

🧩

Standard forms built in

Start from AIA A401, ConsensusDocs 750, EJCDC C-523, DBIA 565 and the CG-series endorsements. Every finding cites its source form.

✅

Fix-it, not just flag-it

Each risk flag comes with a recommended response — accept, reduce, or transfer — tied to the exact clause or endorsement to change.

📄

A report you can act on

Export a branded risk report to bring to your broker, your GC, or your risk review call.

Contractor reviewing a jobsite
Bidding a job? Send it to us first.

Same-day job review, against your own risk profile.

Before you sign, upload the contract and insurance requirements for a job you're chasing. My team reviews it against your profile and sends a report back the same day — so you know exactly what you'd be taking on, and how to negotiate it, before you commit.

✓Know your exposure before you bid — not after the crane's on site.
✓Reviewed against your posture — your limits, your trades, your tolerance.
✓Report back same day — keep moving; stay operational.
Built on trust, not black boxes

Three things we won't compromise.

Deterministic

Same input, same verdict.

No AI decides your risk. Every result is reproducible — run it twice, get the same answer.

Cited

Traced to the clause.

Every flag points to the standard form and coverage fact behind it. If we can't cite it, we don't flag it.

Tamper-evident

A record that holds up.

Every check is written to a hash-chained ledger — a map that holds up for a broker, a GC, or a judge.

“Insurance pays after something goes wrong. My job is to catch the gap before it becomes a claim — and keep you operational while I do it. This tool is how I show you, for free, exactly where you stand.”

BJ
Brandon JunkinFounder · Risk & governance advisor
100% free · Beta

Map your project. Find your gaps. Keep the tool — free.

CAPGuard is completely free for contractors. The only ask: a short risk consultation call with me so I can walk you through what your map found.

Book your free risk review →
Takes 15 minutes. No sales pitch — you leave with your risk map either way.